If the card is getting close to the expiration date, and you haven’t gotten your replacement, call your bank or credit union to track it down. Generally, your bank or credit union will send you a replacement card before the card expires. Keep track of your account and know when your card expires. Can I reduce the chances that my card will be declined? If it takes time to resolve any issues with your card, you might be able to pay that charge with another form of payment, if you have one. They may be able to tell you what the issue is and how to fix it. If there’s still a problem, contact the customer service number for the bank or credit union that gave you the card.
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